Dumps refused entirely!

Just got a call from wife who said the Regions Bank she attempted to dump at refused her deposit, is that legal, anybody else ever experience that?

Yes I've had that happen to me a couple of times. If the banks can swindle the American people out of their money,anything they do is legal.
You don't have any legal recourse. In the old days they would grab the manager,place a bag over his head,take him into an alley and beat the tar out of him.
Of course this was not, and still isn't legal. So forget about it.

How much was she dumping?  Never had it happen to me yet, but I know that day is coming.

How much was she dumping?  Never had it happen to me yet, but I know that day is coming.

5K, 3 in bags, 2 in Rolls; this is gonna mess things up I wana tell ya!

Did yall hear Fannie is no longer gonna foreclose, instead gonna rent to former homeowners, all I'm wondering is how are the new renters gonna pay the rent when they couldn't pay the mortgage, maybe they got a plan for them to give them cash like Bush did the Iraqi's and Obama the Afghanis, to help them out(?). Wouldn't you love to be that C-130 pilot.

P.s.; looks like will have to do a road trip into new territory where have found a branch 60 miles away- maybe the road trip will pay for the dump run(?), will update tomorrow eve on results.

Just got a call from wife who said the Regions Bank she attempted to dump at refused her deposit, is that legal, anybody else ever experience that?

Only happened to me once. It had been a regular well fargo dump. One day I came in and started pushing the rolls through the window slot. The teller walked away from her window for 30 seconds and came back with the vault manager and started pushing the rolls back to me. The manager (all 5 feet and 300# of her) said I could not deposit anymore because I had already filled her vault. I should have told her to loose 100# and make more room.

Just got a call from wife who said the Regions Bank she attempted to dump at refused her deposit, is that legal, anybody else ever experience that?

Only happened to me once. It had been a regular well fargo dump. One day I came in and started pushing the rolls through the window slot. The teller walked away from her window for 30 seconds and came back with the vault manager and started pushing the rolls back to me. The manager (all 5 feet and 300# of her) said I could not deposit anymore because I had already filled her vault. I should have told her to loose 100# and make more room.

I have noticed that some smaller banks dont send out their coins.  They keep it all in the vault.  I can see why they wouldnt want any more of your dumps.  No where to store it.  While it does suck, its their choice to take them in. 

amazing

Of course it is legal. Let's not forget that banks are in business to make money and not to cater to the CRH crowd. It might make a little more sense to spread your dumps out among several banks rather than dumping 5K worth of halves at one bank. Many banks have to pay to have those coins hauled off and 5k worth could aggravate a bank manager or two.... Gpurs...

 
    2 in rolls - Let me see if i'm understanding this correctly , Was she re rolling 2k worth of halves ?
    and expecting tellers to be cool taking all that ?  If I sound incredulous , put yourself in the
    tellers position -  you now have to unwrap and dump and count 2K -- bummer !!!  please
    forgive me if i've mis- understood something here .  Question to all coin roll hunters -- is there
    ever a good reason to roll any halves ever ?   ( as part of a dumping process )  Argentium.

Ive gotten a few rejections.  But typical stuff you must have heard. 

A bank wanted to charge me a fee for dumping. Basically they wanted to put their expenses on me.  And

And, one wanted me to put my acct# on the rolls 

Theres plenty of dump banks, don't get discouraged...

It's happened to me twice already...

My dump bank is a credit union.

I am only taking around 1000 a week there right now but will be raising that amount soon.

I asked them and they said they get about 30,000 dollars in change every other day. In addition the average "deposit" is just over 400 dollars so I don't think anyone else is using them for a dump.

Their coin counter stops when the bag that holds halves reaches 1000 dollars worth so it stops on me every time I go there but they don't act like it bothers them.

My dump bank is a credit union.

I am only taking around 1000 a week there right now but will be raising that amount soon.

I asked them and they said they get about 30,000 dollars in change every other day. In addition the average "deposit" is just over 400 dollars so I don't think anyone else is using them for a dump.

Their coin counter stops when the bag that holds halves reaches 1000 dollars worth so it stops on me every time I go there but they don't act like it bothers them.

That's the best way to dump CU's and their machines

Well, it finnally happened.  I went by my dump bank today and was told that my use of the machine was unacceptable.  The old lady told me that the machine was only for little kids with piggy banks and people with coin jars.  I asked her what would be acceptable and she said nothing.  I noticed when I walked in the workers started to skurry around and a minute later the lady came over to talk to me.  Wasnt sure if i should press this further or just move on to another bank.  Usually they are very friendly there but not today.  I have been cutting back my boxes the last few week because I have had nothing but skunks.  

Anyone got the link to the site that had all the banks listed that had coin machines?  I have seen it on here before but dont seem to be able to find it.

 
    2 in rolls - Let me see if i'm understanding this correctly , Was she re rolling 2k worth of halves ?
    and expecting tellers to be cool taking all that ?  If I sound incredulous , put yourself in the
    tellers position -  you now have to unwrap and dump and count 2K -- bummer !!!  please
    forgive me if i've mis- understood something here .  Question to all coin roll hunters -- is there
    ever a good reason to roll any halves ever ?   ( as part of a dumping process )  Argentium.

Odd as it may sound we both have  list of the Banks we dump at, some ONLY take rerolled, some only Bagged loose, and one like dumped at this morning dumped 5 Bags and wanted cash on some so rerolled 66 Rolls for cash back and we both skip around week to week, even still we get those who refuse our DUMPS entirely. Asked teller for a couple bags to go she gave me 6 (wow), nice of her, though could tell she was not toooo happy with my.

Oh I broke the ice with a letter got in mail with a $50 check from a fella who has to be at least 72 years old- said he worked for my Great Grandpa in Ionia Michigan at G. Gramps 5 & 10 store and left job owing him  a weeks pay he had advanced him, said his conscience bothered him (my Great Grandpa died in 1956 which means this guy if he was working  for him right before he died and was 16 would be at least 72 now); I thought guy was a scammer his 1st letter to me said it was important he talk to me- so I brushed him off saying if he owed Gramps money to keep it and get right with God- as it turned out that was what the case was; a weeks salary was $25 he said, so he doubled it & sent me a check. My GG died 6 years before I was born.

Tell him to pay in old coinage.   

Well, it finnally happened.  I went by my dump bank today and was told that my use of the machine was unacceptable.  The old lady told me that the machine was only for little kids with piggy banks and people with coin jars.  I asked her what would be acceptable and she said nothing.  I noticed when I walked in the workers started to skurry around and a minute later the lady came over to talk to me.  Wasnt sure if i should press this further or just move on to another bank.  Usually they are very friendly there but not today.  I have been cutting back my boxes the last few week because I have had nothing but skunks. 

Anyone got the link to the site that had all the banks listed that had coin machines?  I have seen it on here before but dont seem to be able to find it.

I would go over her head so fast it'd leave shoeprints on her scalp.

well if they don't take your dumps then they serve no purpose so you should just close your account.

i would go right over and ask for a cash withdrawal to close my account. 

if you have ever closed your account, they will give you the third degree.  So be sure to have the correct name of the teller who was rude to you handy.

Well this was only one branch, they have multiple branches in my city and all have coin machines.  I dont want to cut off access to all of them by closing my account.  Figure I will just slow down on my dumps and make them smaller.  Did $600+ one today at another branch and didnt even fill up a bag.  No complaints from this branch. 

Well this was only one branch, they have multiple branches in my city and all have coin machines.  I dont want to cut off access to all of them by closing my account.  Figure I will just slow down on my dumps and make them smaller.  Did $600+ one today at another branch and didnt even fill up a bag.  No complaints from this branch. 

Boy do I wish lived in place- area where they had "machines" in all the banks, have only seen 2 and both were in Credit Unions.

Machines tent to come up short for me.  I try and stay away..maybe once in a while. 

You guys sound like a bunch of crackheads or something with this coin roll thing, time to realize that the world doesn't operate at your convenience.
I agree with them refusing to take $5K in halves, I agree with them not wanting to have their coin machines clogged up every day by the same person.
What do you think happens when its full ? It shuts down, no one else can use it [and yes, that does included little old ladies and kids with coins jars, thats where my kids take their coins], and it can take hours or a day before someone is detailed to empty it.
Also, banks should pass on the charge of what they have to pay to dispose of heavy bulk coinage.

You guys know it, even the common disparaging reference of the spots to get rid of your coinage as "dumps" tells me that you guys know you are doing just that, dumping on someone else ,,, Like someone walking their dog letting it dump on peoples lawns, and just walking away *Not their problem now*.

I'm glad you guys found yourself a hobby, but I've read through quite a few threads like this and finally had to speak my mind.
Be responsible, and don't expect others, whether they be financial institutions or individuals possible affected in negative ways by the side effect of your hobby, to carry you on their backs.

That my 2 cents, I expect to take a healthy flaming from you glazed over coin roll hunters.

That my 2 cents, I expect to take a healthy flaming from you glazed over coin roll hunters.

The only thing I disagree with is your avatar, or demon as taht is what an avatar is, of course it fits the man he was a demon!

You guys sound like a bunch of crackheads or something with this coin roll thing, time to realize that the world doesn't operate at your convenience.
I agree with them refusing to take $5K in halves, I agree with them not wanting to have their coin machines clogged up every day by the same person.
What do you think happens when its full ? It shuts down, no one else can use it [and yes, that does included little old ladies and kids with coins jars, thats where my kids take their coins], and it can take hours or a day before someone is detailed to empty it.
Also, banks should pass on the charge of what they have to pay to dispose of heavy bulk coinage.

You guys know it, even the common disparaging reference of the spots to get rid of your coinage as "dumps" tells me that you guys know you are doing just that, dumping on someone else ,,, Like someone walking their dog letting it dump on peoples lawns, and just walking away *Not their problem now*.

I'm glad you guys found yourself a hobby, but I've read through quite a few threads like this and finally had to speak my mind.
Be responsible, and don't expect others, whether they be financial institutions or individuals possible affected in negative ways by the side effect of your hobby, to carry you on their backs.

That my 2 cents, I expect to take a healthy flaming from you glazed over coin roll hunters.

I agree. It's supposed to be a hobby, not a full time job. “Hell has three gates: lust, anger, and greed”

  For some it is a hobby. For others it is a full-time job.

Machines tent to come up short for me.  I try and stay away..maybe once in a while. 

+1

especially with halves.

on the plus side, when i buy bags of pennies, i often get a lot of free dimes in them.

  For some it is a hobby. For others it is a full-time job.

unfortunately

  For some it is a hobby. For others it is a full-time job.

To make it a full time job you'd have to drive all over everyday 5 days week, or cut days out that you get Boxes on; I'll admit hitting banks cold can be profitable but it also can be very dry for several days in row, and get very expensive on gas and wear tear on car- which eats into potential profits. I do Boxes and take a combo road trip dump every 2 or 3 weeks, dumping everything in another district and hitting all the banks can on them days weaving around on way back home, on average the trip pays for itself and then some on  2 out of 3 trips.

 

Xray, I cant disagree with you.  I know banks are in the business to make money, not just a carrier for CRH'ers coins.  Many do it out of convienance for customers, even if it gets to be an annoyance.  Why?  Because they know you can pack up your checking, savings, CD's and money markets and walk down the street to the next bank.  With a free market on the consumer side, the consumer ultimately decides what the banks are willing to do.  While one or two people closing their accounts may not affect the bottom line, they also understand that people talk, and when people talk about bad experiences at certain banks, most will keep away from these banks.  Ultimately the bank looses a lot more than their cost for processing a CRH'er coins.  
Now on the the coin machines.  These banks offer this service as a freebie to anyone, even non customers, with hopes of pulling in more business by having them.  I opened an account specifically because of the coin machine.  My money sits in my account which the bank uses to make more money with.  Where the banks could change is put in limits on how much "free" coins they will process.  Maybe the first $100 is free per day.  That takes care of grandma, kids, and average customers.  They could institute a fee schedule of a certain percent over a certain amount.  I actually would have no problems with this because I would find somewhere else to "dump".  
Where my displeasure comes from me being kicked out for processing my coins in a machine that has no outlined limits.  When I asked about what amounts are acceptable, I was told none.  As a customer, I have just as much privledge as another customer when there are no usage limits outlined for the machine.  The branch managers job is not to pick and choose who processes coins at their branch.  
As far as this being a hobby or a job.  Its both.  I enjoy parts of it as a hobby such as collecting dates, types, and errors.  Picking up 3-4K and depositing it becomes more of a job, a job that I plan to use to help my family through the bumpy times ahead.  To each is his own.  No one ownes the description of what CRH is.  Hence no one can define it or make a blanket description that it is "supposed to be a hobby".  Only you can decide that for yourself.

Bank coin machines in my area are free to those with an account, people with no accounts get charged a %, like coin star. Why would anyone pay 8.9% at coin star if they could just walk up to a bank and do it for free ?
You raise some valid points, bit if you created the account just for the coin machine, its probably safe to assume that you opened it with the minimum necessary to create the account, which is usually $50 ,, So banks aren't exactly swimming in profit from that.
Of course, maybe you have $1,000's in that account, but still, they are free to alter their policies on the fly when facing unprecedented situations, but you are right they should make a policy official and put it on a wall so that everyone knows the limitations to this free service.

Bank coin machines in my area are free to those with an account, people with no accounts get charged a %, like coin star.

Same as in my area. There used to be a bank that let non account holders use them but people took advantage of it so now it's account holders only.

What do you think happens when its full ? It shuts down, no one else can use it [and yes, that does included little old ladies and kids with coins jars, thats where my kids take their coins], and it can take hours or a day before someone is detailed to empty it.

Wrong. The bank chain we're talking about here(TD) uses bags that the tellers change when full. Most tellers don't mind doing this since they're paid whether behind the counter or changing bags. Many branches have two machines.
This bank also uses their free machine as an advertising gimmick on TV and radio. They have a standing contract with the carriers delivering and removing coin that's a flat fee, so no extra cost to haul away the coins(I have a family member that works for them, that's how I know).

AGCoinHunter just ran into a manager that overstepped her authority. She flat-out lied to him.
Fortunately, he has other branches available.

I have 3 TD's available to me close by. One is great to deal with, friendly tellers and they don't care how much I bring in and have told me so. I once mentioned spreading the load(2k in halves per trip) around and they told me to save the gas and just make one stop. The second is OK, not quite as nice, but still good. The 3rd was a TD Banknorth before TD bought Commerce and the folks there haven't gotten used to TD's new Commerce-like procedures. They get whiney after $500 so I don't go there much.

Several other chains here have the machine for account holders free and a fee for non-holders.

I don,t know if you guys know this, but those guys in those Brinks or whoever trucks make lots of money picking up the coin bags from the banks. It's usually at least 25$ per bag. That's right, 25$ for a 50$ penny bag. Best to spread your rejects around and let the tellers know you appreciate them. They catch a lot of crap from impatient customers all day long. Bring treats once in awhile, it'll go a long way. If you have a branch with a Bean Counter in charge, probably best to move on without burning bridges. Managers can change fairly often in some places. 

I don,t know if you guys know this, but those guys in those Brinks or whoever trucks make lots of money picking up the coin bags from the banks. It's usually at least 25$ per bag. That's right, 25$ for a 50$ penny bag.

I'd like to know where you heard this? I know several people who work at banks, and this is not true at all.

I don,t know if you guys know this, but those guys in those Brinks or whoever trucks make lots of money picking up the coin bags from the banks. It's usually at least 25$ per bag. That's right, 25$ for a 50$ penny bag.

I'd like to know where you heard this? I know several people who work at banks, and this is not true at all.

  If I remember the $25 fee is not per bag but per visit no matter the size of the delivery 1 box or 100.
Simply per visit wich I can see but even $25 seems a bit high.

You guys sound like a bunch of crackheads or something with this coin roll thing, time to realize that the world doesn't operate at your convenience.
I agree with them refusing to take $5K in halves, I agree with them not wanting to have their coin machines clogged up every day by the same person.
What do you think happens when its full ? It shuts down, no one else can use it [and yes, that does included little old ladies and kids with coins jars, thats where my kids take their coins], and it can take hours or a day before someone is detailed to empty it.
Also, banks should pass on the charge of what they have to pay to dispose of heavy bulk coinage.

You guys know it, even the common disparaging reference of the spots to get rid of your coinage as "dumps" tells me that you guys know you are doing just that, dumping on someone else ,,, Like someone walking their dog letting it dump on peoples lawns, and just walking away *Not their problem now*.

I'm glad you guys found yourself a hobby, but I've read through quite a few threads like this and finally had to speak my mind.
Be responsible, and don't expect others, whether they be financial institutions or individuals possible affected in negative ways by the side effect of your hobby, to carry you on their backs.

That my 2 cents, I expect to take a healthy flaming from you glazed over coin roll hunters.

  Didn't that guy in your avatar murder someone?

You guys sound like a bunch of crackheads or something with this coin roll thing, time to realize that the world doesn't operate at your convenience.
I agree with them refusing to take $5K in halves, I agree with them not wanting to have their coin machines clogged up every day by the same person.
What do you think happens when its full ? It shuts down, no one else can use it [and yes, that does included little old ladies and kids with coins jars, thats where my kids take their coins], and it can take hours or a day before someone is detailed to empty it.
Also, banks should pass on the charge of what they have to pay to dispose of heavy bulk coinage.

You guys know it, even the common disparaging reference of the spots to get rid of your coinage as "dumps" tells me that you guys know you are doing just that, dumping on someone else ,,, Like someone walking their dog letting it dump on peoples lawns, and just walking away *Not their problem now*.

I'm glad you guys found yourself a hobby, but I've read through quite a few threads like this and finally had to speak my mind.
Be responsible, and don't expect others, whether they be financial institutions or individuals possible affected in negative ways by the side effect of your hobby, to carry you on their backs.

That my 2 cents, I expect to take a healthy flaming from you glazed over coin roll hunters.

  Didn't that guy in your avatar murder someone?

Drove off some bridge and abandoned a drunk intern to her death, from what I heard.

As for the avatar, the positive thing is he is dead.  As for CRHing half dollars, the only problem is that most of them have Kennedy's face on it.

Mojo,
   I'm sure it can vary from one place to another, but I know from a vault teller that I trust that this is what they were being charged. She started rolling her own coin again when she found out. I'm sure the big banks have contracts where they pay a fee, but the small ones aren't so lucky. Doesn't cost much to order boxes, the armored companies make up for it on the back end. They don't want us taking the bags because it's their bread and butter.

all the banks I deal with are small banks, and they all pay a flat fee regardless the coin amount